1. A No-Gift Christmas

    Sun 30 December 2012
    By John Mark Schofield in Finance

    My wife and I missed our savings goals this December, primarily because of Christmas Gifts. We're not proud of that -- and from now on, only people in the family who are under 18 get presents. Grown-ups can buy their own toys.

    My wife came up with the idea of ...

  2. Increasing Your Saving Rate

    Sun 30 December 2012
    By John Mark Schofield in Finance

    The most important part of investment is increasing your saving rate. Someone who saves 30% of his income but invests with mediocre returns will be far better off than someone who invests 10% of his income brilliantly.

    The chief gurus of the "Save More Money" movement are Jacob of Early ...

  3. A Roadmap to Financial Competence

    Sat 29 December 2012
    By John Mark Schofield in Finance

    After getting married, I discovered a newfound interest in financial planning and financial matters in general. Prior to getting married, I was content to put a little cash away each month in an automatic transfer to an IRA. As long as my income slightly exceeded my expenses, I was content ...

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