1. A No-Gift Christmas

    Sun 30 December 2012
    By John Mark Schofield in Finance

    My wife and I missed our savings goals this December, primarily because of Christmas Gifts. We're not proud of that -- and from now on, only people in the family who are under 18 get presents. Grown-ups can buy their own toys.

    My wife came up with the idea of limiting …

  2. Increasing Your Saving Rate

    Sun 30 December 2012
    By John Mark Schofield in Finance

    The most important part of investment is increasing your saving rate. Someone who saves 30% of his income but invests with mediocre returns will be far better off than someone who invests 10% of his income brilliantly.

    The chief gurus of the "Save More Money" movement are Jacob of Early …

  3. A Roadmap to Financial Competence

    Sat 29 December 2012
    By John Mark Schofield in Finance

    After getting married, I discovered a newfound interest in financial planning and financial matters in general. Prior to getting married, I was content to put a little cash away each month in an automatic transfer to an IRA. As long as my income slightly exceeded my expenses, I was content …

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