There are two essential responsibilities you'll have to take care of on your road to Financial Competence. One will apply to everyone; the other may not depending on your situation.
The first essential responsibility is to have an Emergency Fund -- a cash cushion to handle emergencies. These emergencies include house …
My wife and I missed our savings goals this December, primarily because of Christmas Gifts. We're not proud of that -- and from now on, only people in the family who are under 18 get presents. Grown-ups can buy their own toys.
My wife came up with the idea of limiting …
The most important part of investment is increasing your saving rate. Someone who saves 30% of his income but invests with mediocre returns will be far better off than someone who invests 10% of his income brilliantly.
The chief gurus of the "Save More Money" movement are Jacob of Early …
This is step one in the plan for Financial Competence because all else depends on it. You can not be financially competent if you don't know how much you're earning, how much you're spending, and what you're spending it on.
Some financial advisers suggest you create a budget and try …
After getting married, I discovered a newfound interest in financial planning and financial matters in general. Prior to getting married, I was content to put a little cash away each month in an automatic transfer to an IRA. As long as my income slightly exceeded my expenses, I was content …
I've been an Emacs guy for a while, for the following reasons:
In 2010 I conceived the project of documenting the backstage lives of musicians and artists. The public sees them on stage, but doesn't see them in on a filthy couch backstage trying to stay connected to fans on Facebook via their phones or laptops.
The first play I was able …
My good friend John Lacques and his band Rooster Ra performed at an arts venue in Ventura on August 21, 2010, and then we all headed over to John and Tracy's house for some more music. And masks, apparently.
My friend John Lacques (drums) and his band, Rooster Ra on June 19, 2010.
When I lived on Alta Drive in Topanga, my landlords were part of a Topanga band called the Self-Righteous Brothers. I got to go to their very fun rehearsals next door. This one is June 18, 2010.
